CenseCard Picker
All 13 cards

Your first credit card, in dollars.

Card sites talk in points, and most are paid when you apply. Answer five questions and see three no-annual-fee cards, with what each would pay you back in the first year and in every year after it.

What you will need

A rough idea of what you spend in a month and where it goes. A guess is fine.

No Social Security number, no credit check, no email. It takes about a minute.

What we left out

Every card with an annual fee. Nobody should pay a fee to build a first credit history.

See all 13 cards we compare, and the 4 we looked at and rejected.